Life Insurance

Life cover pays out a lump sum when you die or on diagnoses of a terminal illness. This lump sum can be invested to provide your family with an income, to settle debt, cover estate duty and taxes and to cover funeral expenses.  From a business perspective, life cover serves as part of the contingency planning, to allow a partner to buy the shares of the other on their death, based on a buy-and-sell agreement between the shareholders.

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Lump Sum Disability Benefits

Lump sum disability products pay a single amount in the event that you are permanently unable to work. This amount must be adequate to fund your lifestyle for the rest of your life.  It provides for expenses that you occur because of the disability, for example, alterations to your vehicle or home for your comfort. From a business perspective, disability cover serves as part of the contingency planning to allow one partner to buy the shares of the other in the event of disability, based on a buy-and-sell agreement between the shareholders.

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Income Protection

Income protection provides you with a monthly income if you’re unable to work due to disability, impairment or illness. The income supports your lifestyle and your family’s financial security and provides peace of mind that your financial expenses will be taken care of. Income protection allows you to select a waiting period before the benefit starts to pay, and it also allows you to select an age when the benefit should expire or stop.

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Lump Sum Critical Illness 

This cover pays out a lump sum amount that you can use to pay for additional medical expenses and lifestyle adjustments.  Critical Illness Cover offers financial protection against illnesses such as a heart attack, cancer, stroke.

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This is a great place to tell people more about your business, and the services you offer. Want to make this content your own? It's easy. Just add your images, text and links to this preset, or connect to data from your collection.

This is a great place to tell people more about your business.

This is a great place to tell people more about your business, and the services you offer. Want to make this content your own? It's easy.

This is a great place to tell people more about your business, and the services you offer. Want to make this content your own? It's easy.